The Best Personal Trainer Insurance Providers in the UK

Here are some of the best personal trainer insurance providers in the UK. (List compiled March 2020)

These insurance providers cover fitness instructors and personal trainers who want to deliver live streaming and on demand (pre-recorded) fitness workouts online.

NOTE: Policies may change so please read all documents and information before purchase. Check the policy still covers live streaming and on demand workouts.



The Financial Fitness Group

As well as being insured you should make sure that you are using music that is appropriately licensed for use online.

If you are using music to create your videos, you must make sure that it is PPL free and is approved for ‘syncronisation’.

The music you use for your public (in person) classes may not be licensed for syncronisation. You should check with your music provider before using it in any of your videos.

You can find out more information on PPL and Syncronisation licensing on the PRS and PPL website.

Don’t commit these copyright crimes with your on-demand fitness workouts

Don’t commit these fitness music copyright crimes with your on-demand fitness workouts.

Watch out for fitness music copyright if you are creating online fitness workout videos.

If you want to create on-demand workouts fast to help your clients train from home, don’t make these fitness music copyright mistakes.

The following quick fixes are the WRONG way to go about it. They all fall foul of COPYRIGHT.


❌ Distributing, sharing or making instructor training DVDs and online workouts publicly available online. e.g Les Mills UK (LMUK), SH1FT, Beachbody

Selling or providing paid access to on-demand content that you don’t own.

❌ Taking free content from YouTube that you don’t own. Passing it off as your content to members of paid, private Facebook groups or via membership sites is wrong.

❌ Creating audio workouts that use your voice with commercial music. Using music that isn’t licensed for audio only products isn’t allowed. Many providers like Soundstripe , Epidemic Sound and Paramusical Music Library license their music for synchronisation to pictures only.